Blue Cross NC applied the remaining risk corridor funds to help keep 2021 rates for many of its customers lower. This is our first priority, and as such, we will immediately redistribute as much of the risk corridor funds as possible to our members.Īfter paying taxes and an estimated $8 million in MLR rebates for prior years, Blue Cross NC will issue $200 million in health and wellness retail cards to more than 600,000 eligible subscribers across North Carolina. We want to support our members during this time so they can continue to prioritize the health and well-being for themselves and their families. Why isn’t Blue Cross NC issuing a general-use debit card that could be used to pay for rent, utilities, health care premiums, prescription drugs or gas?īlue Cross NC is able to fund these health and wellness retail cards for the direct benefit of its members from monies received from the federal government following litigation related to the Affordable Care Act (ACA) temporary risk corridor program.
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And many of our members in employer plans already have their premiums paid partially or in full by their employer. Many members would either get no benefit or very little benefit from a premium waiver because the vast majority of our ACA members on an individual plan already get premium subsidies, or full subsidies, and pay very small or $0 monthly premium amounts. This method gets funds to the most people possible. While rebates and premium holidays may provide specific financial relief, health and wellness cards allow our subscribers to choose the best use of these funds for themselves and their families. Choosing to distribute these funds through health and wellness cards is the fastest, most flexible way to deliver financial support to our members when they need it most. This year, our members have experienced unexpected hardship and uncertainty due to the COVID-19 pandemic, high levels of unemployment and an economic slowdown. 2. Why aren’t Student Blue customers receiving these health and wellness retail cards? Retail cards do not apply to Federal Employee Program vision or dental products. Dental plans refer to Dental Blue ® and Dental Blue Select plans. * Vision plans refer to Blue 20/20 SM plans. Not applicable to self-insured plans, including balance funded medical plans More than 600,000 subscribers across the state who are enrolled in individual under 65 and fully insured employer plans, including vision and dental plans, are eligible to receive a health and wellness retail card with a balance between $100 and $500 based on the plans they are enrolled in. *Incomm / OTC Network is an independent company providing discount programs on behalf of Blue Cross NC.Įligible fully insured subscribers with an active health plan as of September 30, 2020, will qualify. If you haven’t received your retail card after November 7, call us using number on the back of your member ID card, to confirm your eligibility and mailing address. If you’ve received your retail card in the mail and have questions, please call the number in the welcome kit that comes with your card. They can be used starting November 1, 2020. Important Note for Members: Health and wellness retail cards will arrive in the mail in late October 2020. These special cards cannot be used to pay for insurance premiums, prescription drugs, tobacco, alcohol or firearms, but they can help pay for:Īnd, you can use them at a variety of local retailers, including Walmart, Walgreens, CVS, Rite-Aid, Dollar General and Family Dollar. It's our greatest hope that these cards will help our members get the health and wellness supplies they need during a pretty tough time. Non-Discrimination Policy and Accessibility Services.
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